Ground-Up Construction

Build Your Next Project with Patch

Got a plan for your next build? We’ve got your financing covered. Patch helps you break ground without breaking the bank, with Ground-Up Construction loans that offer competitive rates, attractive terms, great leverage and low minimum FICO requirements.

Program Highlights

Get Reliable Financing for Your Ground-Up Construction Property

  • Available on single-family residences, 2 to 4 units, multi-family (5+ units), and mixed-use (min. 50% residential) properties

  • Competitive rates

  • Up to 85% LTC

  • Loans from $150,000 to $3,000,000+

  • Low 650 minimum FICO

  • No income verification

  • 12 to 24-month loan term with no prepayment penalty

Melissa was absolutely amazing! I love working with her! I consider Patch a true partner to help me grow.

Frieda L.

Working with Patch is Easy

  1. Apply

    Tell us about your project by submitting a simple online application.

  2. Get Approved

    Send us your docs. We’ll do the due diligence needed to get approval.

  3. Get Funded

    Get the money you need to get your investment underway.

Just looking to learn more about Patch?