Fix & Flip

Fund Your Next Flip. It’s Easy With Patch.

Patch has your back with our Fix & Flip loan program. Purchase or refinance your fix & flip and get competitive rates, great leverage, and up to 100% of your rehab budget covered, with loan terms up to 24 months. And, you only pay interest on funds disbursed!

Program Highlights

Ready to Renovate? Let’s Talk.

  • Loans available on single-family residences, 2 to 4 units, multi-family (5+ units), and mixed-use (min. 50% residential) properties

  • Interest only on funds disbursed

  • Competitive rates and leverage

  • Up to 100% of rehab budget

  • Loans from $150,000 to $3,000,000+

  • Low 650 minimum FICO

  • No income verification

  • 12 to 24-month loan term with no prepayment penalty

Just, thank you! You were great in every part of the loan process to closing.

Agnes M.

Borrowing with Patch

Learn More About Our Processing Requirements

Working with Patch is easy

  1. Apply

    Tell us about your project by submitting a simple online application.

  2. Get Approved

    Send us your docs. We’ll do the due diligence needed to get approval.

  3. Get Funded

    Get the money you need to get your investment underway.

Just looking to learn more about Patch?